Pillar 13 · Debt & Solvency

Debt & Solvency Trend

For every stock this platform tracks: is total debt growing or shrinking over the last few fiscal years, and — from cash-flow coverage, the Debt/EBITDA multiple and short-term liquidity — can the company service what it owes? Built entirely from pillar 10's already-fetched fundamental statements, no separate data pull.

How to read this.

Debt trend — the annualised growth rate of total interest-bearing debt over the fetched history (up to four fiscal years): accumulating (> +3%/yr), stable, or deleveraging (< −3%/yr).
Coverage rating — a 0–100 score averaging cash-flow coverage (CFO/Debt), the leverage multiple (Debt/EBITDA) and short-term liquidity (Current Ratio), mapped to Strong / Adequate / Weak / Distressed.
Watch list — names accumulating debt with weak or distressed coverage: rising leverage that isn't well covered by cash flow or earnings.
Financials & Real Estate carry a coverage-rating caveat (debt is their raw material, not a solvency signal); capital-intensive, rate-regulated names (utilities, pipelines) legitimately run high leverage against stable, contracted cash flows.

Company	Sector	Debt Trend	Leverage	Debt/Equity	Debt/EBITDA	CFO/Debt	Current Ratio	Coverage
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Source: annual statements via pillar 10 (yfinance) · debt trend = CAGR of total interest-bearing debt over the fetched window · coverage rating = mean of CFO/Debt, Debt/EBITDA and Current Ratio bands.